1. No Investment Advice or Recommendations
The FTJ FundChoice, LLC web site and its content are provided as a public service to the customers of the FTJ FundChoice, LLC and its affiliates and are for information and education purposes only. None of the information provided through this web site constitutes investment advice, and the views expressed should not be taken as advice to buy or sell any security. Decisions based on information contained and provided through this web site are your sole responsibility and at your own risk.
Nothing on this web site shall be considered a solicitation or offer to buy or sell any security, future, option or other financial instrument or to offer or provide any investment, tax, financial or legal advice or service to any person in any jurisdiction. Any overviews provided through this web site are intended to be general in nature. While intended to be helpful, these overviews are no substitute for professional tax, financial or legal advice. Investors should seek such professional advice for their particular situation.
If you wish to obtain further details about any information contained through this web site, please contact us.
The views expressed on this web site were prepared by FTJ FundChoice, LLC based upon the information available at the time such views were written. Changed or additional information could cause such views to change.
2. Jurisdictional Issues and Applicable Law
Unless otherwise specified, FTJ FundChoice, LLC controls and operates this site from our offices within the State of Kentucky, United States of America. The services and products described and information provided through this Web site are directed to and are intended to be made available only to persons in the United States and are not intended for distribution to, or use by, any person in any other country or any jurisdiction where such distribution or use would be contrary to law or regulation or that would subject the FTJ FundChoice, LLC Funds, FTJ FundChoice, LLC or any of its affiliated persons to any registration requirement within such jurisdiction or country. Persons who access this site do so on their own initiative, and are responsible for compliance with applicable local laws or regulations.
The laws of the State of Kentucky and applicable U.S. federal law shall govern these Terms. If you take legal action relating to these terms, you agree to file such action only in state court in Kenton County, Kentucky, or federal court within the Northern District of Kentucky, and you consent and submit to the personal jurisdiction of those courts for the purposes of litigating any such action.
3. Modification of Web Site
FTJ FundChoice, LLC reserves the right, at our discretion, to change these Terms and the contents of this web site at any time and without notice. We suggest that you review these Terms periodically for changes. The Terms can be accessed from links on the home page and other pages of the FTJ FundChoice, LLC web site. If you use this web site after we post changes to these Terms, you accept the changed terms. FTJ FundChoice, LLC and its affiliates may also offer other services from time to time that are governed by different terms and conditions. If you have an account with FTJ FundChoice, LLC or one of its affiliates, your customer relationship is also governed by other agreements, including your account agreement.
4. Monitoring of Web Site
FTJ FundChoice, LLC expressly reserves the right to monitor any and all use of this web site. FTJ FundChoice, LLC is under no obligation to do so and assumes no responsibility or liability arising from the use of this web site.
5. Copyrights and Restrictions on Use of Materials
FTJ FundChoice, LLC owns and operates this web site. All information and materials contained on the FTJ FundChoice, LLC web site are subject to copyright and/or trademark protection laws. All content and tools on this web site is owned by FTJ FUNDCHOICE LLC, except content clearly identified with other persons, which is the property of their respective owners. All trademarks, service marks, and trade names displayed on this web site are proprietary to FTJ FundChoice, LLC, except those clearly identified with other persons, which are the property of their respective owners.
6. Copyright Agent
FTJ FundChoice, LLC respects the intellectual property rights of others, and we ask all those that access the FTJ FundChoice, LLC web site to do the same. Pursuant to Section 512(c) (2) of the Copyright Revision Act, as enacted through the Digital Millennium Copyright Act, FTJ FundChoice, LLC designates an agent as described below, to receive notifications of claimed infringement. If you reasonably believe that your work has been copied in a way that constitutes copyright infringement, please provide FTJ FundChoice, LLC's Copyright Agent the following information:
1. An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
2. A description of the copyrighted work that you claim has been infringed;
3. A description of where the material that you claim is infringing is located on the site;
4. Your address, telephone number, and email address;
5. A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
6. A statement by you, made under penalty of perjury, that the above information in your Notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.
FTJ FundChoice, LLC's Copyright Agent for Notice of claims of copyright infringement on its site is Dean W. Cook who can be reached as follows:
Dean W. Cook - CEO
FTJ FundChoice, LLC
2300 Litton Lane, Suite 102
Hebron, KY 41048
By phone: 859.426.2000
By fax: 859.426.2050
By email: dean.cook@FTJFundChoice.com
Users and other web sites may not:
Copy, reproduce, republish, upload, post, transmit, or distribute in any way material from this web site in any manner inconsistent with the purposes for which it is offered by FTJ FundChoice, LLC to its customers, prospective customers or members of the general public. Without FTJ FundChoice, LLC's express written permission, copy, modify, or display FTJ FundChoice, LLC's name or logo, or any text, graphic images, or other content from the FTJ FundChoice, LLC web site. (To obtain express written permission, please contact us. Redeliver any of the pages, text, images, or other content of the FTJ FUNDCHOICE LLC web site using "framing" technology without FTJ FundChoice, LLC's express written permission. Use devices (including software) that are designed to provide repeated automated access to the FTJ FundChoice, LLC web site other than those made generally available by FTJ FundChoice, LLC. Include "FTJ FundChoice, LLC", "FTJ FundChoice, LLC Funds", any other FTJ FundChoice, LLC trademark, the name of any FTJ FundChoice, LLC personnel, or any variation of any of the foregoing, as a metatag, hidden textual element, or any other indicator that may create a false or misleading impression of affiliation, sponsorship, or endorsement between any user and/or site and FTJ FundChoice, LLC. Collect or store personal data about other users of this web site. Upload, email or otherwise transmit any material that contains viruses or any other computer code, files or programs that might interrupt, limit or interfere with the functionality of any computer software or hardware of file communications equipment that is owned, leased or used by FTJ FundChoice, LLC. Create a link to the FTJ FundChoice, LLC web site unless the user or the operator of the other web site has executed FTJ FundChoice, LLC's then standard agreement for the granting of permission to establish such a link. You may contact us, to request a copy of FTJ FundChoice, LLC's Hyperlink/Trademark Agreement.
8. Privacy and Security
For information on how FTJ FundChoice, LLC uses and protects the personal information you may provide on this web site, please read FTJ FundChoice, LLC's Privacy and Security Policy. You may not use this web site to collect or harvest personal information about other persons or otherwise use the web site in a manner that is inconsistent with their privacy or personal data protection rights.
9. Contents of the Web Site -- Disclaimer
THE MATERIALS IN THIS WEB SITE (INCLUDING ANY GRAPHICS) AND ANY MATERIALS MADE AVAILABLE THROUGH THIS WEB SITE ARE SUBJECT TO APPLICABLE STATUTES AND REGULATIONS, AND ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, FTJ FundChoice, LLC DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, ALL IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT. FTJ FundChoice, LLC DOES NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS IN THIS WEB SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. THE MATERIALS IN THIS WEB SITE COULD INCLUDE TECHNICAL INACCURACIES OR TYPOGRAPHICAL ERRORS. THESE MATERIALS COULD BECOME INACCURATE AS A RESULT OF DEVELOPMENTS OCCURRING AFTER THEIR RESPECTIVE DATES. FTJ FundChoice, LLC UNDERTAKES NO OBLIGATION TO MAINTAIN THE CURRENCY OF SUCH INFORMATION.
CERTAIN LINKS IN THIS WEB SITE MAY LINK YOU TO OTHER SITES ON THE WORLD WIDE WEB. THE LINKED SITES ARE NOT UNDER THE CONTROL OF FTJ FundChoice, LLC AND FTJ FundChoice, LLC IS NOT RESPONSIBLE FOR THE CONTENTS OF ANY LINKED SITE OR ANY LINK CONTAINED IN A LINKED SITE, OR ANY CHANGES OR UPDATES TO SUCH SITES. FTJ FundChoice, LLC IS NOT RESPONSIBLE FOR WEBCASTING OR ANY OTHER FORM OF TRANSMISSION RECEIVED FROM ANY LINKED SITE. FTJ FundChoice, LLC IS PROVIDING THESE LINKS TO YOU ONLY AS A CONVENIENCE, AND THE INCLUSION OF ANY LINK DOES NOT IMPLY A REFERRAL BY FTJ FundChoice, LLC TO, OR AN ENDORSEMENT BY FTJ FundChoice, LLC OF, THE LINKED SITE.
10. Operation of the Web Site -- Disclaimer
FTJ FundChoice, LLC endeavors to maintain this web site and its operation, but is not, and cannot be, responsible for the results of any defects that may exist in the web site or its operation. AS TO THE OPERATION OF THE WEB SITE, FTJ FundChoice, LLC EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. FTJ FundChoice, LLC MAKES NO WARRANTY THAT (i) THE OPERATION OF THE WEB SITE WILL MEET THE USER'S REQUIREMENTS; (ii) ACCESS TO THE WEB SITE WILL BE UNINTERRUPTED, TIMELY, SECURE, FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR FREE OF ERRORS; (iii) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE WEB SITE WILL BE ACCURATE OR RELIABLE; OR (iv) DEFECTS WILL BE CORRECTED. YOU (AND NOT FTJ FundChoice, LLC) ASSUME THE ENTIRE COST OF ALL SERVICING, REPAIR, OR CORRECTION THAT MAY BE NECESSARY FOR YOUR COMPUTER EQUIPMENT AND SOFTWARE AS A RESULT OF ANY VIRUSES, ERRORS OR OTHER PROBLEMS YOU MAY HAVE AS A RESULT OF VISITING THIS WEB SITE.
11. Limitation of Liability
UNDER NO CIRCUMSTANCES SHALL FTJ FundChoice, LLC BE LIABLE FOR ANY DAMAGES OR INJURY OR LOSS, INCLUDING ANY DIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, THAT MAY RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE MATERIALS IN THIS SITE, WHETHER IN AN ACTION OF CONTRACT, NEGLIGENCE OR OTHER TORTIOUS ACTION, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF INFORMATION AVAILABLE IN THE WEB SITE. FTJ FundChoice, LLC SHALL NOT BE LIABLE EVEN IF FTJ FundChoice, LLC OR AN FTJ FUNDCHOICE LLC AUTHORIZED REPRESENTATIVE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THESE INCLUDE BUT ARE NOT LIMITED TO DAMAGES OR INJURY CAUSED BY ERROR, OMISSION, INTERRUPTION, DEFECT, FAILURE OF PERFORMANCE, DELAY IN OPERATION OR TRANSMISSION, LINE FAILURE OR COMPUTER VIRUS OR OTHER HARMFUL COMPONENT.
12. Limitations as to Paragraphs 9, 10 and 11
APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, SOME OF THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. HOWEVER, IN NO EVENT SHALL FTJ FundChoice, LLC'S TOTAL LIABILITY TO YOU FOR DAMAGES, LOSSES, AND CAUSES OF ACTION (WHETHER IN CONTRACT, TORT (INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE), OR OTHERWISE) EXCEED THE AMOUNT PAID BY YOU, IF ANY, FOR ACCESSING THIS SITE.